AFL Overview — StockExplainer

+230%

+12.7% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US

Exchange NYSE

Industry Insurance - Life

Sector Financial Services

Market Cap $57.34B

CEO Mr. Daniel Paul Amos

Aflac Incorporated is a company that provides extra health and life insurance to help people pay for unexpected medical costs. It operates mainly in two places: Japan and the United States. In Japan, Aflac offers various insurance products, like cancer and life insurance, while in the U.S., they provide coverage for accidents, critical illnesses, and even dental care. People can buy these insurance plans through sales agents and brokers, helping them feel more secure about their health and finances.

Streams of revenue

Aflac Japan Member: 59%

Aflac US Member: 42%

Geographic Distribution

Aflac Japan Member: 59%

Aflac US Member: 42%

Core Products

No core products data available

Business Type

No business type data available

Competitive Advantages

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Diverse Product Offering Aflac provides a wide range of insurance products, catering to various customer needs, which enhances cross-selling opportunities.

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Strong Brand Recognition Aflac is a well-recognized brand, especially in the supplemental insurance market, which fosters customer trust and loyalty.

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Focus on Supplemental Insurance Specializing in supplemental insurance allows Aflac to differentiate itself in a crowded market, targeting specific customer needs.

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Strong Market Position in Japan Aflac has a dominant presence in the Japanese market, which is a significant source of revenue and competitive advantage.

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Established Distribution Network Aflac has a robust distribution network, utilizing sales associates and brokers, ensuring broad market reach and customer accessibility.

Key Business Risks

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Operational Risks Failures in internal processes or systems can affect service delivery and customer satisfaction.

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Economic Downturns Economic recessions can decrease consumer spending on supplemental insurance products.

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Market Competition Intense competition in the insurance sector can lead to pricing pressures and reduced market share.

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Regulatory Changes Changes in insurance regulations can impact product offerings and business operations.

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Currency Fluctuations Exchange rate volatility can impact profitability, especially in international operations like Aflac Japan.

Meeting Expectations

8 /10

Higher values indicate better execution and credibility

Business Overview

Performance Analysis

Stock Price

Performance Analysis

Stock Price