COF Overview — StockExplainer

+97%

+7.0% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US

Exchange NYSE

Industry Financial - Credit Services

Sector Financial Services

Market Cap $70.01B

CEO Mr. Richard D. Fairbank

Capital One Financial Corporation is a company that provides various banking and financial services. They offer products like credit cards, checking and savings accounts, and loans for cars and businesses. You can access their services online or at their branches and cafés in several states. Founded in 1988 and based in Virginia, Capital One helps individuals and small businesses manage their money and make purchases.

Streams of revenue

Interchange Fees, Contracts: 85%

Service Charges And Other Customer Fees, Contracts: 8%

Other Contract Revenue: 7%

Geographic Distribution

Other: 100%

Core Products

🚗

Auto Loans Vehicle financing

💳

Credit Cards Consumer credit cards

🏦

Savings Accounts High-yield savings

💰

Checking Accounts Everyday banking

🏢

Business Credit Cards Business credit cards

Business Type

Business to Consumer

Competitive Advantages

🌟

Strong Brand Recognition Capital One has established a strong brand in the financial services industry, enabling customer trust and loyalty.

📦

Diverse Product Offerings Capital One provides a wide range of financial products, catering to various customer segments and needs.

📊

Data-Driven Risk Management Utilizing big data analytics allows Capital One to assess credit risk effectively and optimize lending decisions.

🏦

Extensive Distribution Network The company's presence through various channels, including branches and digital platforms, enhances customer accessibility.

💻

Innovative Technology and Digital Banking The company leverages advanced technology and digital platforms to enhance customer experience and streamline operations.

Key Business Risks

⚠️

Credit Risk The risk of loss due to borrowers failing to make required payments on their loans.

📉

Market Risk The risk of losses due to adverse changes in market conditions affecting interest rates and loan demand.

⚙️

Operational Risk The risk of loss from inadequate or failed internal processes, systems, or external events impacting operations.

🛡️

Cybersecurity Risk The risk of data breaches and cyber attacks that could compromise sensitive customer information.

🔍

Regulatory Compliance Risk The risk of legal penalties and reputational damage resulting from non-compliance with financial regulations.

Meeting Expectations

4 /10

Higher values indicate better execution and credibility

Business Overview

Performance Analysis

Stock Price

Performance Analysis

Stock Price