PHM Overview — StockExplainer

+385%

+17.1% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US

Exchange NYSE

Industry Residential Construction

Sector Consumer Cyclical

Market Cap $22.34B

CEO Mr. Ryan R. Marshall

PulteGroup, Inc. is a company that builds homes in the United States. They buy land, develop it, and then construct different types of houses like single-family homes, townhouses, and condos. They also help people get loans to buy these homes and provide services like title insurance. Overall, PulteGroup focuses on creating neighborhoods where people can live.

Streams of revenue

Home Building Segment: 98%

Financial Service: 3%

Geographic Distribution

Florida: 27%

West: 23%

Southeast: 15%

MidWest: 15%

Texas: 13%

Northeast: 6%

Core Products

🏠

Homebuilding Residential homes

📜

Title Services Title insurance

💰

Mortgage Financing Home loans

Business Type

Business to Consumer

Competitive Advantages

🏠

Brand Recognition PulteGroup's established brands, like Pulte Homes and Del Webb, enjoy strong market recognition, helping to attract buyers.

📈

Economies of Scale As one of the largest homebuilders in the U.S., PulteGroup benefits from cost efficiencies, allowing competitive pricing and higher margins.

🏘️

Diverse Product Offerings PulteGroup provides a wide range of home designs and styles, catering to various buyer preferences and demographics.

🌍

Land Acquisition Strategy The company controls a substantial inventory of lots, ensuring access to desirable locations and reducing competition for land.

🏦

Integrated Financing Solutions By offering mortgage origination and title services, PulteGroup enhances customer convenience and maintains control over the sales process.

Key Business Risks

📉

Economic Downturn A significant economic downturn could reduce demand for new homes, impacting sales and profitability.

⚖️

Regulatory Changes Changes in zoning laws, building codes, or environmental regulations can increase operational costs and project timelines.

🌍

Land Acquisition Risks Challenges in acquiring land or unfavorable land option agreements can limit growth opportunities for the company.

🔗

Supply Chain Disruptions Disruptions in the supply chain for construction materials can lead to project delays and increased costs.

📊

Interest Rate Fluctuations Rising interest rates can decrease affordability for homebuyers, leading to a slowdown in home sales.

Meeting Expectations

9 /10

Higher values indicate better execution and credibility

Recent Results

2025-01-30

2024-10-22

2024-07-23

2024-04-23

2024-01-30

2023-10-24

2023-07-25

2023-04-25

2023-01-31

2022-10-25

Takeaways

PulteGroup, Inc. demonstrates strong market positioning and a diversified product range, contributing to robust financial health and effective management. However, economic cycles and housing market volatility present ongoing risks that temper overall attractiveness.

Historical data shows an impressive CAGR compared with the USA stock market average, reflecting a strong market position.

10Y annualized return is excellent at 17.1% per year

PHM has met or exceeded earnings expectations in most recent quarters (9/10)

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Performance Analysis

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