PRU Overview — StockExplainer

+20%

+1.8% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US

Exchange NYSE

Industry Insurance - Life

Sector Financial Services

Market Cap $42.24B

CEO Mr. Charles Frederick Lowrey Jr.

Prudential Financial, Inc. is a company that helps people and businesses manage their money and protect their financial future. They offer different types of insurance, like life insurance and health coverage, to help families in case of unexpected events. Prudential also provides retirement plans and investment options to help people save for the future. In simple terms, they help customers prepare for life’s uncertainties and achieve their financial goals.

Streams of revenue

Retirement: 77%

Group Insurance: 12%

Individual Life: 11%

Geographic Distribution

United States: 64%

Asia: 22%

Europe: 9%

Latin America: 6%

Estimations for reference only

Core Products

💰

Mutual Funds Investment funds

🛡️

Life Insurance Life coverage plans

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Group Insurance Employee benefits

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Retirement Annuities Retirement income

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Investment Management Asset management

Business Type

Business to Consumer

Competitive Advantages

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Brand Recognition Prudential has a long-standing reputation and brand trust built over more than a century, which enhances customer loyalty and attracts new clients.

🔒

Strong Financial Stability With a robust balance sheet and consistent performance, Prudential is well-positioned to withstand economic fluctuations and maintain customer trust.

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Diversified Product Offering The company provides a wide range of insurance and investment products, catering to various market segments, which reduces risk and increases cross-selling opportunities.

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Established Distribution Network Prudential leverages both proprietary and third-party distribution channels, ensuring broad market reach and accessibility for its diverse customer base.

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Expertise in Retirement Solutions Prudential's extensive experience and specialized offerings in retirement planning and investment management position it as a leader in a growing market segment.

Key Business Risks

🏦

Competition Increased competition from other financial services firms may lead to pricing pressures and reduced market share.

📉

Market Volatility Fluctuations in financial markets can adversely affect investment performance and client demand for insurance products.

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Interest Rate Risk Changes in interest rates can affect the value of fixed income investments and impact the profitability of annuity products.

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Regulatory Changes Changes in laws and regulations can impact operational costs, compliance requirements, and product offerings.

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Insurance Underwriting Risk Inaccurate underwriting assessments can result in higher claims than anticipated, impacting profitability.

Meeting Expectations

2 /10

Higher values indicate better execution and credibility

Business Overview

Performance Analysis

Stock Price

Performance Analysis

Stock Price