Discover Log In Sign Up
TRV
The Travelers Companies, Inc.
+141%
+9.2% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Insurance - Property & Casualty
Sector Financial Services
Market Cap $54.91B
CEO Mr. Alan David Schnitzer J.D.

The Travelers Companies, Inc. is an insurance company that helps protect people and businesses from unexpected events. They offer different types of insurance, like car and home insurance for individuals, and various types of coverage for businesses, including protection against accidents and damages. Essentially, if something goes wrong, Travelers helps cover the costs, giving customers peace of mind. Founded in 1853 and based in New York, they have been in the insurance business for a long time, serving customers across the U.S. and beyond.

Streams of revenue

Business Insurance: 53%
Personal Insurance: 37%
Bond & Specialty Insurance: 9%

Geographic Distribution

United States: 67%
Europe: 16%
Canada: 11%
Asia: 4%
Other: 2%

Estimations for reference only

Core Products

🏢
Business Insurance Commercial coverage
🏠
Personal Insurance Home & auto coverage
🔒
Bond & Specialty Insurance Surety & fidelity bonds

Business Type

B2B Business to Business

Competitive Advantages

🏆
Strong Brand Reputation Travelers has a long-standing history and a strong brand presence, instilling trust and reliability among customers.
📦
Diverse Product Offering The company provides a wide range of insurance products catering to various customer needs, which helps in cross-selling and customer retention.
🔍
Data-Driven Risk Management The use of advanced analytics and data management allows Travelers to effectively assess risks and tailor insurance products accordingly.
🌐
Robust Distribution Network Travelers utilizes a vast network of independent agents and brokers, enhancing market reach and customer access.
💪
Financial Strength and Stability With strong financial backing and credit ratings, Travelers can offer competitive premiums and maintain customer confidence during claims.

Key Business Risks

📉
Economic Downturn Economic recessions can reduce demand for insurance products and increase default rates on premiums.
🌪️
Natural Disasters Increased frequency and severity of natural disasters can lead to higher claims and financial losses.
⚔️
Market Competition Intense competition from other insurance providers can lead to price wars and reduced market share.
📜
Regulatory Changes Changes in insurance regulations can impact operations, compliance costs, and profitability.
🛡️
Cybersecurity Threats Rising cyber threats could compromise sensitive customer data and lead to reputational damage and financial loss.

Meeting Expectations

5 /10

Higher values indicate better execution and credibility

Recent Results

Beat earnings 2025-01-22
Beat earnings 2024-10-17
Beat earnings 2024-07-19
Missed earnings 2024-04-17
Beat earnings 2024-01-19
Missed earnings 2023-10-18
Missed earnings 2023-07-20
Missed earnings 2023-04-19
Missed earnings 2023-01-24
Beat earnings 2022-10-19

Takeaways

The Travelers Companies, Inc. demonstrates a solid business model with diverse insurance offerings and a strong market position. Its competitive advantages and financial health contribute to its attractiveness, although industry risks and economic factors warrant attention.

Historical data shows an impressive CAGR compared with the USA stock market average, reflecting a strong market position.

Yearly Return 10Y annualized return is average at 9.2% per year
Earnings Expectations TRV has met or exceeded earnings expectations in some recent quarters (5/10)

Continue with...

Home Screener Search Profile

During the beta period, we're currently displaying stocks from the S&P 500 index only. More stocks will be added soon.

Loading...