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V
Visa Inc.

Business Overview

How do they make money?

Performance Analysis

How is the business performing?

Stock Price

What's moving the stock price?
V
Visa Inc.
+406%
+17.6% per year

Past performance does not guarantee future results. The data presented is indicative and may not be updated in real-time.

Country US
Exchange NYSE
Industry Financial - Credit Services
Sector Financial Services
Market Cap $614.08B
CEO Mr. Ryan M. McInerney

Visa Inc. is a company that helps people and businesses make payments easily and safely. When you buy something with a Visa card, Visa makes sure your payment goes through smoothly, whether you're shopping in a store or online. They provide the technology and services needed for these transactions, so you can pay with confidence. Visa also partners with other companies to improve payment experiences for their customers.

Streams of revenue

Data Processing Revenues: 35%
Service: 33%
International Transaction Revenues: 26%
Service, Other: 7%
Client Incentives: 0%

Geographic Distribution

Non-US: 59%
UNITED STATES: 41%

Core Products

➕
PLUS ATM network services
🌐
VPAY Virtual payment solutions
💻
VisaNet Transaction processing network
🔗
Interlink Debit network services
💳
Card Products Payment cards for consumers
💡
Value-Added Services Extra services for merchants

Business Type

B2B Business to Business

Competitive Advantages

🌐
Network Effect Visa benefits from a vast network of merchants and consumers, making its payment platform more valuable as more participants join.
🏦
Brand Recognition Visa's strong global brand and reputation foster trust, encouraging consumers and businesses to choose its services over competitors.
✅
Regulatory Approval Visa has established relationships with regulators, allowing it to navigate compliance effectively and maintain a competitive edge.
🤝
Strategic Partnerships Collaborations with financial institutions and telecom companies, like Ooredoo, expand Visa's reach and improve service offerings.
🖥️
Technological Infrastructure VisaNet provides a secure, reliable, and fast transaction processing system, enhancing user experience and operational efficiency.

Key Business Risks

📉
Economic Downturn Economic instability can reduce consumer spending and transaction volumes, impacting revenue.
📉
Market Competition Intense competition from other payment processors and fintech companies could erode market share and margins.
🛡️
Cybersecurity Threats Increased cyber attacks may compromise sensitive payment data, damaging reputation and customer trust.
⚖️
Regulatory Compliance Changes in regulations or compliance requirements can impact Visa's operations and increase costs.
⚙️
Technological Disruption Rapid advancements in technology may require continuous investment to stay relevant and competitive.

Meeting Expectations

9 /10

Higher values indicate better execution and credibility

Recent Results

Beat earnings 2025-01-30
Beat earnings 2024-10-29
Missed earnings 2024-07-23
Beat earnings 2024-04-23
Beat earnings 2024-01-25
Beat earnings 2023-10-24
Beat earnings 2023-07-25
Beat earnings 2023-04-25
Beat earnings 2023-01-26
Beat earnings 2022-10-25

Takeaways

Visa Inc. has a strong market position with a robust business model and competitive advantages, including a vast network and brand recognition. However, it faces regulatory risks and competition from emerging payment technologies that could impact growth.

Historical data shows an impressive CAGR compared with the USA stock market average, reflecting a strong market position.

Yearly Return 10Y annualized return is excellent at 17.6% per year
Earnings Expectations V has met or exceeded earnings expectations in most recent quarters (9/10)

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